What to Do After a Car Accident

A calm, step-by-step checklist for the minutes, hours, and days after a crash.

1. 1

   Check for injuries and get safe

   Call 911 if anyone is hurt. If it's safe, move vehicles out of traffic and turn on hazard lights.

2. 2

   Contact the police

   A police report creates an official record. Ask officers how you can get a copy.

3. 3

   Exchange information

   Get names, phone numbers, insurance details, license plates, and vehicle descriptions from other drivers.

4. 4

   Document everything

   Take photos of vehicles, the scene, road conditions, traffic signals, and visible injuries. Write down what you remember while it's fresh.

5. 5

   Get medical attention

   Some injuries aren't obvious right away. Many people get evaluated promptly, and keeping records of treatment is helpful.

6. 6

   Notify your insurer

   Most policies require prompt notice. Stick to the facts.

7. 7

   Be mindful of deadlines

   Legal deadlines for injury claims vary by state. Learning about them early can help you keep your options open.